About Nirman Fincap

Regulatory & Trust Information

✔ RBI Registered NBFC
✔ Loans provided directly & via authorized Digital Lending Partners (LSPs)
✔ Fully compliant with RBI Digital Lending Guidelines
✔ Transparent charges with no hidden fees

Loan Product Overview

Loan Amount: ₹25,000 – ₹5,00,000
Tenure: 3 to 36 months
Interest Rate (APR): 12% – 36% per annum
Processing Fee: ₹200 – ₹500 (or as per final loan offer)
GST: Applicable as per Government regulations

Digital Lending Partner (LSP) Disclosure

Nirman Fincap may provide loans directly or through authorized Digital Lending Partners (Loan Service Providers). These partners assist in customer onboarding, KYC processing, and loan servicing.

Final loan approval, disbursal, interest rates, and repayment terms are determined solely by Nirman Fincap Private Limited or its authorized lending partners.

Important Risk & Compliance Disclosure

• Loan approval is subject to eligibility, credit assessment, and internal policies.
• Applying does NOT guarantee loan approval.
• Late payments may attract penalties and impact credit score.
• Users must carefully review loan agreement before acceptance.
• This platform does NOT provide misleading or guaranteed loan offers.

Data Privacy & User Consent

User data such as identity, income, and financial details are collected strictly for loan processing, KYC verification, and fraud prevention.

Data may be securely shared with authorized NBFCs and lending partners as per RBI guidelines. By using this platform, users provide explicit consent for such processing.

Grievance Redressal

For complaints related to services, charges, or loan processing, users may contact our support team.

If unresolved, complaints may be escalated to the RBI Ombudsman under applicable regulations.