By accessing this platform, you agree to comply with the following legally binding terms and conditions.

1. Nature of Platform

Nirman Fincap Private Limited is an RBI-registered NBFC providing loan services directly and through authorized Digital Lending Partners (LSPs). This platform facilitates loan processing, customer onboarding, and verification.

2. Loan Approval & Disbursal

Loan approval is subject to credit assessment, eligibility criteria, and internal policies. Approval is not guaranteed and depends on user profile and verification results.

3. Regulatory Compliance

All loan services are provided in accordance with RBI digital lending guidelines. Users are advised to review loan agreements carefully before acceptance.

4. User Responsibility

Users must provide accurate information including PAN, Aadhaar, and income details. Any misrepresentation may result in rejection or legal action.

5. Payments & Transactions

All payments and disbursals are processed through secure banking channels. Transactions are verified by the lending entity before final approval.

6. Data Usage & Privacy

User data is securely processed and shared only with authorized NBFCs and lending partners for loan processing, KYC verification, and fraud prevention.

7. Limitation of Liability

The company shall not be liable for loan rejection, delay, or partner decisions. All agreements are strictly between the borrower and lender.

8. Updates to Terms

These terms may be updated periodically. Continued usage of the platform constitutes acceptance of updated terms.