Nirman Fincap Private Limited respects your privacy and is committed to protecting your personal data in compliance with RBI digital lending guidelines.

1. Information We Collect

We may collect personal and financial data including: Name, mobile number, email, PAN, Aadhaar, income details, bank details, and device information.

2. Purpose of Data Usage

Your data is used strictly for: • Loan eligibility assessment • KYC verification • Fraud prevention • Loan processing & servicing

3. Data Sharing

We may securely share your data with: • RBI-registered NBFCs • Authorized Digital Lending Partners (LSPs) • Regulatory authorities (if required)

4. Data Security

We use encryption, secure APIs, and restricted access systems to protect your data from unauthorized use.

5. User Consent

By using our platform, you explicitly consent to data collection, processing, and sharing for loan-related services.

6. Data Retention

Data is retained only as long as required for legal, regulatory, and operational purposes.

7. User Rights

Users may request access, correction, or deletion of their personal data by contacting support.

8. Updates

This policy may be updated periodically to comply with regulatory changes.